Only a few years ago the concept of online banking seemed like a dubious one &ndash concerns about security and computer glitches were enough to put most people off. But with the continuing success of flagship companies like Cahoot, Egg and Smile, more and more of us are choosing to do business over the net. [...]
Finding information online seems like the proverbial search for the needle in the haystack &ndash with so many sites and adverts vying for attention just thinking about searching for an internet bank is enough to bring on a headache. However, it might well be worth the effort &ndash out of the five best-paying current accounts [...]
If you are considering the purchase of your first car or even your next vehicle if you’re not a first time car buyer, you may be concerned about the prospect of financing your vehicle. This concern is not totally unfounded. There are numerous pitfalls that can occur when financing a new vehicle, especially if you [...]
Are you thinking of taking out a personal loan! If the answer is yes then you have to ask yourself some questions first. This will make sure that the loan you choose is the right one to suit your needs.
Below are some of the most common questions you should be asking.
Do I really need a [...]
Although it’s a big undertaking, buying your own home is one of the wisest moves you can make. Rather than pouring money away on rent, you will effectively be investing in your property with every mortgage payment.
You will also become a ‘homeowner’, which should please your bank manager no end. You may find offers of [...]
Young men starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get in, yet we find many a young man, hardly out of his "teens," running in debt.
He meets a chum and says, "Look at this: I have got [...]
Left unchecked, one of the worst feelings in the world is opening a credit card statement that you know you have no chance of making the minimum repayment, let alone paying off the entire balance. Times such as these are stressful and if ongoing can cause you serious personal and financial problems. As such, dealing [...]
Good education costs a lot of money, and by time you finish, you could be thousands in debt, and that is before earning any money. Students today are raking up an expensive debt bill.
So, you have gone into higher education. You now face a lot of debts. First you may get a loan, then another [...]
For the past few years, interest rates have been quite low, causing many people to borrow large amounts of money for a variety of different expenses. Now these interest rates are about to rise, and they will have a large effect on the personal finances of many borrowers. How do these interest rates affect you? [...]
In order to stay out of debt, you’ll need a contingency plan. Include:
- An emergency fund &ndash which you try to never, ever spend (only in case of severe emergencies).
- A “for sure” savings &ndash for your occasional large expenses (e.g. repairs, Christmas, taxes, etc).
- A “buy stuff” savings &ndash just to buy things that [...]
