It’s a question that has stumped wise men (with overdrawn credit limits) for generations. Do I file for bankruptcy, or do I get debt consolidation loan and spend ten years paying off my debt?
The simple answer is, if you can do the latter, do it.
Sure, bankruptcy means you don’t owe anything to anyone (well, sometimes [...]
When you decide to consolidate your debt, the obvious first question is “how?” &ndash and that’s a question that isn’t easy to answer right off the bat.
Sure, you can go to your bank and ask them to consolidate all of your debts. You could get a new credit card with a 0% interest rate on [...]
We all, over the course of our lives, sometimes rely on credit to get by. Whether it is for a mortgage on our home, a loan for a car, or a payday loan to get by until next Friday, there’s little we can do to escape the effect of a debtors society. But the way [...]
We all carry a lot of debt around with us if we live in the western world, and sometimes the load becomes almost unbearable, but there are ways in which you can limit your debt burden without paying through the nose to do so. In fact, anyone who doesn’t, is a fool
Debt Consolidation is just [...]
If your monthly debt payments to credit cards and banks and retail outlets, exceed 20% of your income, your debts are what might be termed ‘out of control’. If that’s you, it’s time you took serious steps in a smart direction.
The first step you need to take in your self-examination is to write down what [...]
